Methods of Financing Your Alpaca Purchase
Most alpacas are sold for cash. Many buyers
convert other assets to purchase their first alpacas. Some people
have a line of credit for investment purposes; others use their
equity in real estate to secure funds. Some breeders offer financing
for your purchase.
It is typically short term and involves paying
for the animals before you take delivery of them. For instance, many
breeders will accept the following arrangement:
| 1. |
Purchase price |
$22,500 |
| 2. |
Down payment |
-9,000 |
| 3. |
Three installments of $4,500 each |
-13,500 |
| 4. |
Balance at delivery |
0 |
For a financed sale, a breeder may require that the purchaser obtain
insurance for the animals with the seller listed as a co-insured party and insurance proceeds distributed first to pay the remainder of the lien.
Find an Alpaca Farm or Ranch Near You • Request More Information |
